Tuesday, October 30, 2012

Involved in Getting a Merchant Cash Advance

When it comes to the difficulty to get standard business loans, most of the people prefer to apply for merchant and business cash advances. You can get funds to run your business from collateral, mortgage or even bank loans but these are considered to be very inconvenient and difficult to secure. The major difficulty associated with securing loans through these methods is that they involve a lot of paper works which are time consuming.
Unlike the regular business loans, the merchant cash advances are customer friendly. Most of the time you don't have to give any collateral and you can secure the loan on the basis of your credit card security. The loan will be paid off from your debit or credit card sales. Moreover you don't have to worry about the bad credits or credit balances. Anyone can secure the loan at any point of time and you don't need to convince the lender about the ways in which you are planning to spend the money. On the other hand you will have to convince the bank about the ways in which you are planning to spend the money when applying for a business loan.
In order to apply for business cash advance, a firm should have been in the business field for over a year. Besides you should have a good amount of sales which was produced through the credit cards. The amount that you receive as advance is based on the credit card receipts that you have acquired during a term of three to six months. Business cash advance is the only available alternative for the businesses if they don't qualify for the regular business loans.
There are basically three simple steps involved in acquiring merchant cash advances. Firstly, from the credit card processor you have to get the setup. This is done because you pay back the advance on the basis of credit card sales. Then you have to submit the application and get the approval from the lender. In the application you will have to give personal details as well as details on your business.
You might also have to include the credit card details. Based on the information received the lender will do certain verification and then approve or disapprove your request. The last step before receiving the advance is to sign an agreement of contract. This will include the amount you have borrowed, the rate of interest etc. It doesn't take much time to finish these processes and get the cash advance.

Tuesday, October 9, 2012

Savile Row's Most Iconic Tailor

There are many famous tailors who made their name on London's world renowned Savile Row, but one of the most inspiring and exciting stories belongs to Englishman Simon Ackerman who over a hundred years ago first entered the world of fashion design after leaving his homeland for New York city where he established himself as a high quality tailor before returning to London as a millionaire in 1835.
It was in Savile Row that he first introduced British gentlemen to the now traditional 'ready-to-wear' suits. This was is contrast to the regular bespoke tailoring that other Savile Row tailors were known for. Readymade suits had already been a great success with New York Clientele due to these outfits being cheap and easily accessible. Readymade clothing was so popular that before long Chester were equalling the volume of suits sold by every other tailor on Savile Row who were still specialising solely in bespoke clothing. Ackerman had the most sought after business on Savile Row, leading to him establishing his own factory in Cheshire to produce a greater range of top quality garments. During the 1840s he officially named his business 'Chester ', taking the forename from the area of the UK his factory was based and the latter name from his favourite author, J.M Barrie.
From 1938 Chester Barrie was in the hands of Ackerman's son Myron who helped the business reach new heights of popularity. Myron was an acute businessman knowing exactly how to promote their clothing and he attracted a long list of high profile clients that enticed other customers impressed by their prestige. These public figures were as diverse as Hollywood actors and members of the royal family. Chester also designed many of the most famous war-time outfits worn by Sir Winston Churchill. Barrie was a major contributor to the war effort of World-War-2 as they produced a large amount of uniforms for the Allied soldiers.
By the end of the 1970s, the Chester Barrie enterprise employed nearly 500 amembers of staff and provided clothing for the most prestigious shops on both sides of the Atlantic, including London based businesses like Selfridges and Harrods, along with prestigious American firms like Saks Fifth Avenue in New York. In 1978 the Ackerman family sold Chester to the Austin Reed group who by the early 1980s allowed Chester to produce stock for other Savile Row tailors who were once their competition. In recent years Barrie continued their international appeal by working with top design companies like Ralph Lauren.
Austin Reed sold Chester Barrie to Thomson Holdings in 2000, and although the business went into receivership in 2002, the company remains a popular fixture of Savile Row and still synonymous with reliability and high quality. To this day all of Chester Barrie's stock is made by hand and continues to offer bespoke suits for their customers.

Tuesday, October 2, 2012

Many Great Years Of Savile Row Tailoring

Hosting a dinner party is a social occasion that can potentially leave you stressed and nervous as the meal you serve might be all too familiar to your guests. However, sometimes you can add just one additional ingredient to a tried and tested meal to give it a whole new makeover with a unique taste that your guests will love. Why not make that ingredient a truffle?
A delicacy that grows around Mediterranean regions, particularly Italy, truffles come in two colours, black and white. The black truffle is officially known by its Latin name, Tuber melanosporum, and it grows predominantly in the earth surrounding oak and hazelnut trees, particularly in France. The white truffle, or Tuber magnatum in Latin, is most commonly found in northern Italian areas like Langhe and Montferrat. Both truffle types are perfect for adding to an existing recipe to create a whole new spin on a classic dish. For example, garnishing popular salad dishes like smoked salmon and callellini bean, or lobster and avocado, with just a few small white truffle shavings can transform the meal entirely. Chances are that your guests will probably never have tried a truffle before due to the rarity of this delicacy.
Truffles are difficult to harvest and are most often quite literally searched for (with the aid of pigs and sniffer dogs) in Mediterranean farming regions. Once they are located they are then dug out of the earth and shipped off to be sold as soon as possible as they don't remain ripe for long. While obtaining truffles is often hard, once you experience their exquisite taste you'll understand why such effort is made.
Truffles are somewhat expensive, but if you find that buying one is simply out of your price range, you can always experience the taste of a truffle with the help of truffle oil instead. Truffle oil is specially designed to recreate the taste and aroma of truffles through a recipe of ingredients that mimic their flavour exactly. This acts as an excellent alternative, as you can use truffle oil to add a dish that truffles are known to complement such as Mushroom ravioli with roast chicken breast. The taste will be no different to that of a real truffle sensation. Truffle oil can also allow you to experiment in your kitchen as you concoct incredible recipes of your own while recreating the delicious taste of truffles at a bargain price.